Although I insist we must try to change as little as possible-- to obtain as much favorable effect as possible-- (in preventing spiraling defaults and stoppages from becoming major crashes), I believe visions of problem solutions may enlighten those we must reach.

We need not at the moment reach the American (or any other) "people". This is necessary only when there is no team in power in need of ideas. (Adam Smith, Karl Marx and Maynard Keynes needed to reach large audiences.)

Because the system is down and failing and the people have already elected an intellectually gifted team of reformers, we need only reach that team before they believe they are too weak to succeed or the system is too fixed to change.

The envisioned solution IS SIMPLE.

..... Government can now lend money into anyone's bank account--because Bernanke and his board of CB governors have already made loans and conditioned payments directly to the Treasury (and to other large actors in need), without significant interest. They have done it to stem the current crises in the jobs and real estate markets. The only limit to the aggregate amount of their money is that hyperinflation must be kept at bay.

..... What is missing is INFORMATION on which accounts can be reached that OUGHT to be loaned money in the public interest-- and in what amount.

..... Such information will require decisions from an army of decider's-- like NSA analysts, IRS auditors, and soldiers with orders to kill in interest of their nation.

..... In other words we need the sensors and computers and systems as large and powerful as those of the NSA, to pay out loans at the moment, (and to send out bills to call in loans in the future-- if deflation gives way to incipient hyperinflation.)

..... Call the information agency and parallel path, above, the Economic Security Agency. We need it now.

..... It will run parallel to the whole financial system we have in place-- adding to it only more money.

..... It will have no natural enemies.

..... But it is awfully large to imagine and would have to be managed by a staff of brilliant accountants overseen by many auditors. It would be doable overnight-- with the help of the NSA to get it started. The NSA knows trillions of facts about what all our enemies are saying. The ESA would have to know trillions of facts about our people who can't pay their bills.

In addition to all the above, the long term investments Obama has promised for energy independence, education, health care, infrastructure, manufacturing support of national security, etc., would have to be made and guided to success as though they meant victory not defeat in war.